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Tap into the home mover resources you need

It doesn’t matter why you’re moving or where you moving to and from, we have the resources you need to help you reach your moving goals.


Your home may be repossessed if you do not keep up repayments on your mortgage


You may have to pay an early repayment charge to your existing lender if you remortgage

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How our home mover resources can help

Moving home is a complicated process. Firstly, you need to prepare your home for sale. That generally means sorting all the known issues as this will help maximise the value of your property. You can then list your home and hopefully find a buyer, allowing you to join the chain while you hunt for your new home.  

Before you can decide on a new home, you need to know how much you can spend. That’s a combination of the money you receive from the sale of your current home and how big a mortgage you can get for your new one. This is where you’ll find our expertise is particularly useful. It’s not just about how much money you can borrow, the interest rate on your mortgage can make a substantial difference to your affordability and how much you ultimately pay back.  

We’ll help you create a home-moving strategy covering every step of the moving process. That includes insurance issues and answering any queries you may have.

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Why you should use a mortgage broker

It’s possible to go to your bank or your current mortgage lender to see what they can offer. It may even be an attractive deal. However, your bank will only offer mortgages created by itself, as will any other mortgage lender.  

In contrast, our mortgage broker services are completely independent, allowing us to check every mortgage product on the market for the most suitable deal. Best of all, we’ll discuss your situation first to ensure we supply a personalised solution that works. It’s one less thing to worry about during the move. 

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We’re committed to your goals

Lynas Vokes has been operating in the UK for over 30 years. We offer a personalised service to all of our clients and are committed to providing you with the best possible solutions for you. Our process starts with discussing your situation and your goals. We can then work out which approach is likely to meet your requirements and discuss the options with you.  

Our service doesn’t end with your mortgage approval. We’re beside you for every step of your journey. You can contact us at any time. 

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Contact us

Our dedicated and professional team is waiting to help you. Contact us today and let our expertise help you make the most of your money

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Understanding mortgage options

As a home mover, you’re likely to have access to better mortgage options than a first-time buyer. There are several options open to you. The first of these is porting. It means you can take your current mortgage with you to your new home.  You’ll still need to go through the application process and the value of the mortgage required on your new home will need to be very similar to your existing one.  

Alternatively, you can remortgage with your existing lender. This isn’t recommended as you’re likely to miss out on a better deal. However, this approach can help you avoid the exit charge on your current mortgage. The third option is to use our services and let us help you find a new lender. The focus is on a quality product which has the lowest interest rates and best possible loan-to-value.

We can guide you through every step of the process, making it as stress-free as possible.  

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Frequently asked questions

Understandably, you have questions. The following are the most frequently asked, however, if you don’t find your question and the answer here, don’t hesitate to contact us. We can help you with any query, no matter how big or small.

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Why do I need to change my mortgage?

Mortgages are secured against specific properties, making it possible for the mortgage lender to repossess and sell the home to cover their costs if you do not keep up with repayments. You can’t secure a loan against a property that is no longer yours, therefore you need a new mortgage. 

Will the mortgage company charge me to move?

Most new mortgages have an application fee that you’ll need to pay. In addition, depending on the product you currently have, there may be an exit charge. We can help you identify the costs associated with your current mortgage and be prepared for them. 

Do I need to use all of my equity as a mortgage deposit?

This is a personal decision. Using all of your equity increases your available deposit and lowers the amount of mortgage you need. However, keeping some funds back can be handy if you have a list of jobs you need to get done in your new home. 

How much extra can I borrow?

This depends on your financial situation. We’ll discuss this with you and identify what options are available depending on the funds you need.

As a home mover, can I sort a new mortgage myself?

It is possible to contact mortgage lenders and get a decisionin principle. Unfortunately, it’s time-consuming to contact a variety of different lenders and you may still miss the most suitable deal. That’s why we’re here to help.

Why are Lynas Vokes the best option for a home mover?

We have decades of experience and a long list of satisfied clients. We’re committed to finding you the most appropriate deal for your individual circumstances. 

Reviews that speak for themselves

We can talk about how good we think we are but the proof is in the pudding. That’s why we’re on VouchedFor, so you can see genuine verified reviews from actual clients. It’s important to us that potential clients can see what it’s actually like to work with us and that clients have a space to share their honest feedback on our service so we can make improvements where necessary. We’re proud to have a 4.8 rating on VouchedFor – click to see where that rating has come from.

Contact us today to get started

We’re UK-based specialising in mortgages, financial planning, estate planning, pensions, investment strategies and even health and life insurance. We can help you with your overall finances, find the most suitable mortgage and insurance deals and build a plan for the future. We appreciate everyone is different and has their own needs, that’s why every one of our plans is unique.  

Contact us today and let us help you keep moving home simple.


Advised sales

An initial flat fee of £495 for a standard case or £795 for a non-standard / specialist case will become payable on submission of the mortgage application. We will also be paid by commission from the lender.

The exact amount of commission we will receive is not known to us at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.

We will tell you how much the total fee will be in good time before you apply for a mortgage, but you may ask for this information earlier.

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Trinity House, Welbourne Lane East
Holbeach, Spalding
Lincolnshire, PE12 8AB
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