It doesn’t matter where you’re based or what your motivation is, if you want to find out more about the new build experience, we can help.
Your home may be repossessed if you do not keep up repayments on your mortgage
When investing your capital is at risk
In most cases, a new build is a property built by a developer which is ready for sale. If you choose to purchase it, you’ll be the first buyer of the property. In many cases, you can purchase the property from plans, before it is even completed.
New build home are often an attractive option to first-time buyers as the build is likely to be well-insulated and energy efficient. That means running costs can be significantly less than an existing home, saving you money in the long run.
If you decide to purchase a new build property, we can help you arrange everything, specifically mortgaging and a financial plan. We’ll help you identify the risks involved in purchasing a new build and tailor a financial solution that works for you.
As an independent mortgage broker, we have access to all the mortgage products on the market. We’ll discuss your aims with you, help you prepare your finances and identify the most suitable mortgage deal for your individual circumstances. It can be complicated which is why we don’t recommend you do it yourself. We’re here to do it all for you.
We build relationships with all our clients based on trust and transparency. This works both ways and helps to ensure you trust us to get you the most suitable deal and we know exactly what deal will work for you.
Our extensive experience with new build clients means we can build you a viable financial plan and find you a suitable mortgage deal. Our success only happens if you succeed.
Contact us
Our dedicated and professional team is waiting to help you. Contact us today and let our expertise help you make the most of your money
Every year, tens of thousands of new properties are built in the UK. That means you may come across one even when you’re not looking. If you find yourself interested, we can help you create a viable financial plan and find the most suitable new build mortgage.
While we sort the mortgage decision in principle, you’ll want to get a conveyancer to ensure all the legal jargon is correct and you’re getting what you think you’re getting. You can also check what similar properties in the area have sold for. It will tell you if yours is fairly priced.
Frequently asked questions
Understandably, you have questions. The following are the most frequently asked, however, if you don’t find your question and the answer here, don’t hesitate to contact us. We can help you with any query, no matter how big or small.
In the long run, a new build property can save you money as they are significantly cheaper to maintain. In addition, new builds may allow you to dictate the layout and space available if you purchase before they are actually built.
In most cases, the mortgage lender will want the same information as for an existing property. That’s your income and expenditure. However, they may want you to have a 15-25% deposit. We can help you find the most suitable deal.
You can choose between fixed rate, variable and tracker. It may sound confusing but we can guide you through the entire process.
Only you can answer this question. As with most properties, a new build property is likely go up in value. There are other, often non-tanglible, ways to define a good investment that depend on why you’re buying the new build property in the first place.
It is possible but not recommended. Not all mortgage lenders offer mortgages for new build properties and it’s time-consuming checking with all of them. We already have all the information needed to find you the most suitable deal.
One good reason is our experience in dealing with a variety of new build mortgages. More importantly, we have developed a reputation for providing a high-quality service. With us, you’re in great hands.
We can talk about how good we think we are but the proof is in the pudding. That’s why we’re on VouchedFor, so you can see genuine verified reviews from actual clients. It’s important to us that potential clients can see what it’s actually like to work with us and that clients have a space to share their honest feedback on our service so we can make improvements where necessary. We’re proud to have a 4.8 rating on VouchedFor – click to see where that rating has come from.
Related links
At Lynas Vokes, we offer a wide range of services to help you at every stage of your life’s journey. Click on the links below to view our recommended services or view our Services menu for our full range.
When you are ready to buy your first home, you’ll appreciate a little help. We can help you get the mortgage offer you need.
It doesn’t matter why you’re moving or where you moving to and from, we have the resources you need to help you reach your moving goals.
Whether you’re venturing into the buy-to-let market for the first time or already own a string of properties, we can help you get the right deal and succeed.
You may choose a new build property because you want to be the first person to live in a house. Alternatively, you may like the environmental advantages. Whatever the reason, it’s a personal decision. If you decide it’s the right path for you, you’ll want professional help to ensure you do everything right.
That’s what we’re here for. Our mortgage services nicely compliment our financial planning, pension planning, tax planning and even investment services. Speak to our team now, they are waiting to help you.
Advised sales
An initial flat fee of £495 for a standard case or £795 for a non-standard / specialist case will become payable on submission of the mortgage application. We will also be paid by commission from the lender.
The exact amount of commission we will receive is not known to us at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.
We will tell you how much the total fee will be in good time before you apply for a mortgage, but you may ask for this information earlier.
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